Understanding your spending habits is key to making informed financial decisions.
Scripture Reflection: Proverbs 27:23: “Be sure you know the condition of your flocks, give careful attention to your herds.“
Spending Analysis:
- Review your expenses from the past month.
- Identify patterns or habits that don’t align with your financial goals or values.
Prayer: “Father, reveal any areas where I am not being a good steward of Your resources. Help me to make changes that honor You. Amen.”
Reflection Journal: Reflect on what your spending habits reveal about your priorities.
Action Step: Identify one spending habit to change or improve.
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