Introduction: An emergency fund provides financial security, helping you trust God in unexpected circumstances.
Scripture Reflection: Proverbs 6:6-8: “Go to the ant, you sluggard; consider its ways and be wise! It has no commander, no overseer or ruler, yet it stores its provisions in summer and gathers its food at harvest.”
Emergency Fund Exercise:
- Determine how much you need in your emergency fund (typically 3-6 months of expenses).
- Set a monthly savings goal to build this fund.
Prayer: “Father, help me to prepare wisely for the future, trusting that You will provide for my needs. Amen.”
Reflection Journal: Reflect on how having an emergency fund will change your financial security.
Action Step: Set up a separate savings account for your emergency fund and make your first deposit.